Online Personal Loans
up to $50,000

I'd like to borrow up to: $1,000 * Drag the slider below to the amount
you'd like to borrow.
$100
$50,000

How it works

Submit Your Information

Fill out our short online form secured with 256-bit technology all from the comfort of your home.

Fast Decision

If approved, review all terms & rates provided by the lending partner.

Check Your Account

Get money deposited into your bank account as soon as the next business day.

What is
Happy Loans?

Here at Happy Loans, we provide a service that aims to quickly connect customers with a lending partner that offers loans that may work for them. People across the country use personal loans to help them pay for emergency expenses like medical expenses, mechanic fees, and bills.

We can help you find loans without heaps of paperwork.

up to $50,000
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Our Online form is quick, secure, & hassle free.

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Your information is protected with 256-bit technology.

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You may be approved even with a poor credit history.

Why Happy Loans

Because with HappyLoans.com you can submit your information from the comfort of your home and get funds as soon as next business day, simple as that.

Submit our short form here
It's quick

You don't need to wait in long lines, in most cases you'll get a result in minutes.

Send your information online

You can get submit your information from the comfort of your home.

It's secure

We use the 256 bit SSL encryption technology to protect the information you provide.

Ready to submit your information?

Start here

Questions

01. What is a personal loan and what can I use it for?

People get personal loans to help with home repairs, unexpected expenses, holiday shopping, bills, and more. Such a loan from one of our lending partners can help you get the cash you need! Once you fill out our form online, if approved, you can receive cash as fast as next business day.

02. How fast can I get the money?

While approval with a lending partner can be fast, usually within minutes, you will likely only receive your cash only as fast as next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account.

03. How do you protect my privacy and
personal information?

In transmitting your personal data to our network of lending partners we ensure your information is safe and secure. Using SSL encryption your personal data is scrambled in route to our servers, and decrypted once it arrives at Happy Loans.

04. Are there any fees?

Happy Loans does not charge the consumers any fees and there is no fee to submit your information online. If we're able to connect you with a loan offer form a lending partner, the lending partner will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Happy Loans is not a lender and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the lending partner.

05. Representative APR Example

Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. APR Disclosure: The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. Rates will vary based on your credit worthiness, loan size among other variables with the lowest rates available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend you read the lending partner's terms and conditions in full before proceeding for a loan.

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